Financial agility is crucial. Teams must process expenses swiftly and accurately, providing insights for strategic decisions. ExpenseOnDemand simplifies business innovation.

Meeting the Need for Financial Agility

In today’s rapidly evolving business landscape, financial agility isn’t optional—it’s essential.Teams are expected to process expenses with greater speed, accuracy, and transparency, all while delivering real-time insights that guide strategic decisions.

At ExpenseOnDemand, we believe that the best innovations are the ones that make everyday business simpler, smarter, and more powerful.

A Strategic Collaboration Built for the Future

That belief is at the heart of our new partnership with Moneyhub: a collaboration designed not just to enhance expense management—but to completely transform the experience for businesses using Xero.

Together, we are ushering in a new era of seamless automation, real-time control, and complete financial clarity—unlocking possibilities that Xero users have long been waiting for.

Solving Long-Standing Credit Card Management Challenges

Managing credit card expenses has historically been a tedious, fragmented, and often manual process for many businesses. Manual data entry, reconciliation delays, fragmented workflows—it all adds up to lost time, reduced accuracy, and frustrated teams.

Introducing Moneyhub: A Catalyst for Transformation

Recognising the need for a better way, ExpenseOnDemand sought a partner with world-class technology and a shared vision for frictionless finance.

That’s where Moneyhub comes in.

Moneyhub’s market-leading financial APIs give secure, real-time access to a wide network of banks and credit card providers. By embedding Moneyhub’s capabilities into ExpenseOnDemand—and integrating seamlessly with Xero—we’ve enabled a flow of transactional data that is instant, precise, and effortless, giving Xero users the fully connected financial environment they have been demanding.

Real-Time Credit Card Transaction Syncing

From Purchase to Platform to Xero in Seconds

Thanks to this new integration, every time a user makes a purchase on their business credit card, that transaction is pulled directly into ExpenseOnDemand—in real time—and then flows effortlessly into Xero.

For Xero-connected businesses, the impact is transformational:

• No more waiting for card statements to manually enter into Xero
• No more reconciliation headaches at month-end
• No more missing or delayed transaction data
  

Every credit card transaction is automatically captured, matched to the appropriate expense claim, and ready for reconciliation inside Xero—closing the loop between spending and accounting in real time.

For Xero users, it's a fundamental shift: from chasing receipts and reconciling errors to a world where expenses manage themselves.

Unlocking Unprecedented Visibility and Financial Control

Directly Within the Xero Ecosystem

In the digital age, access to real-time financial data isn’t just a convenience—it’s a strategic imperative.

With the ExpenseOnDemand–Moneyhub integration, Xero users gain instant, comprehensive visibility into their credit card spending across teams, departments, and projects, all while keeping their Xero accounts constantly up-to-date.

Finance leaders and business owners can:

• Track expenses against Xero budgets and cost centres in real time
• Quickly identify anomalies or out-of-policy spend before it impacts cash flow
• Analyse spending trends that feed directly into financial planning and reporting
  

This new level of control doesn’t just improve daily operations—it empowers Xero users to manage their finances proactively, positioning businesses for smarter forecasting, better governance, and faster growth.

Seamless Xero Integration

Elevating Expense Management to a New Standard

For businesses already using Xero, the value proposition couldn’t be clearer.

Transactions captured via Moneyhub flow securely through ExpenseOnDemand and sync into Xero automatically, creating an uninterrupted, real-time connection between purchase, expense management, and financial reporting.

The advantages are game changing:

• Faster, more accurate reconciliations within Xero
• A dramatic reduction in manual touchpoints and errors
• More timely and confident financial reporting
• Full audit trails from transaction to accounting entry

Instead of disjointed systems and reactive processes, Xero users now have a fully synchronized financial ecosystem—where expense data is live, accurate, and available exactly where it’s needed most.

This is no longer just expense management.

This is expense management, evolved—for the Xero generation.

Designed for the User

Intuitive, Scalable, and Purpose-Built for Xero Users

At ExpenseOnDemand, we believe technology should adapt to users, not the other way around.

This principle guided every decision in building this integration:

• Simple onboarding — no technical expertise required
• Intuitive interfaces — easy adoption for teams of all sizes
• Flexible scalability — from fast-growing startups to enterprise-level organizations
• Optimized for Xero workflows — ensuring compatibility and synergy at every step
  

Whether managing 10 employees or 10,000, whether operating a boutique agency or a national consultancy, the experience remains consistent: intuitive, reliable, and perfectly in tune with Xero’s best practices.

Looking Ahead

Pioneering the Future of Connected Finance with Xero at the Centre

While today’s integration delivers massive operational benefits, it’s also part of a much larger vision for the future of financial management.

Our product roadmap is focused on leveraging AI, machine learning, and predictive analytics to deliver even more value for Xero users, including:

• Early warnings on budget risks and cash flow threats
• Automated recommendations for cost optimizationPredictive modelling based on real-time spend patterns
• Intelligent compliance alerts and fraud detection
  

With each innovation, we are ensuring that businesses using Xero are not just managing expenses better—they are transforming finance into a strategic engine for growth.

Conclusion

For Xero Users, the Future of Expense Management Has Arrived

In a world where financial clarity, speed, and control determine business success, ExpenseOnDemand’s partnership with Moneyhub is more than an integration—it’s a revolution

By automating credit card expense management, delivering real-time data flow, and seamlessly syncing with Xero’s powerful accounting platform, we are helping businesses:

• Save time
• Eliminate reconciliation headaches
• Increase transparency and audit readiness
• Drive smarter, faster financial decisions
  

For Xero users, this is the game changer they’ve been waiting for:

An expense management solution that doesn’t just connect with Xero—it enhances, accelerates, and future-proofs it.

At ExpenseOnDemand, we’re proud to empower Xero users to thrive, not just survive, in today’s fast-paced business environment.